Residential Loan Regulatory Specialist
Hales Corners, WI 
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Posted 3 days ago
Job Description

At Associated Bank we strive to create an inclusive culture where different perspectives are valued and recognized as strengths critical to our success. If you thrive in an environment where your growth and development are encouraged and supported, then Associated Bank may be the right place for you.

Serve as a subject matter expert to support front line sales in validating application input in order to comply with issuance of the LE/Initial Disclosure package and RESPA Change of Circumstance re-disclosure. Prepare and issue Preliminary Closing Disclosure which includes gathering fee and payee information from related third parties such as title companies and realtors. Participate in the training of other colleagues, system testing and other projects as assigned. Allocate work assignments by compiling and disseminating daily reports. Other responsibilities include, disclosing the appraisal to the borrower, flood insurance review and validation and reviewing the accuracy of signatures and dates on initial disclosures. Must be detail oriented and have a strong sense of urgency in a highly deadline driven environment. Remain current on all regulatory guidelines and updates, ensuring any disclosures issued to a borrower are done in a timely and compliant manner. Specifically, the TRID (TILA-RESPA Integrated Disclosure) rule.

This person will,

  • Prepare and issue Initial Disclosures within 3 days of the application date. Review documents and validate for accuracy. Ensure Loan Estimate has correct fees disclosed.

  • Review and validate that all application disclosures have been properly executed with signatures and dates.

  • Retrieve appraisal from centralized software system and review for value and attach appraisal and update loan origination system accordingly.

  • Contact loan officer and loan processor regarding value and inform of change in value compared to value input on system. Ensure appraisal is mailed to borrower within 3 days of receipt.

Requirements
Education

  • High School or equivalent combination of education and experience Required


Experience

  • 2-4 years In a business setting that includes customer service and office support. Required

  • 2-4 years In a financial environment that includes experience with real estate loans. Knowledge of laws and regulations applicable to loan programs, closings and real estate transfers. Required

In addition to core traditional benefits, we take pride in offering benefits for every stage of life.

  • Retirement savings including both 401(k) and Pension plans.

  • Paid time off to volunteer in your community.

  • Opportunities to connect with others through our diversity-focusedColleague Resource Groups.

  • Competitive salaries with professional development and advancement opportunities.

  • Bonus benefits including well-being programs and incentives, parental leave,anemployee stock purchase plan, military benefits and much more.

  • Personal banking, loan, investmentand insurance benefits.

Associated Bank serves more than 120 communities throughout Wisconsin, Illinois and Minnesota and we consider our colleagues critical to our continued success. See why our colleagues continually vote us a best place to work in the Midwest.Join our community onFacebook,LinkedInandX.

Compliance Statement

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR.

Responsible to report ethical concerns as needed to Associated Bank's anonymous Ethics Hotline.

Associated Bank provides additional assistance to individuals with disabilities throughout the application & interview process. Please contactleavesandaccommodations@associatedbank.comif you need an accommodation at any time during the interview process.

Associated Banc-Corp is an Affirmative Action andEqual Opportunity Employer. Associated Banc-Corp participates in the E-Verify Program. E-Verify NoticeEnglish or Spanish. Know Your Right to WorkEnglishorSpanish.

Associated Bank isPay Transparencycompliant.


The employment policy of Associated Banc-Corp, and its subsidiaries and affiliates ("Associated") provides equal opportunity to all persons. We support a diverse and inclusive work environment where colleagues are respected, treated fairly, and given equal opportunities to perform to their fullest potential. We believe it is only with a diverse and inclusive workplace that the organization can truly perform at its best, carry out its vision, and make a difference for the communities we serve.

 

Job Summary
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Education
High School or Equivalent
Required Experience
2 to 4 years
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